HEALTHCARE, RECREATED

With insurance premiums rising year after year, many employers are looking toward higher deductible health plans as a way to cut costs. But how do you implement a higher deductible and avoid creating too wide a gap between your employees’ wallet and their deductible?

BRIDGING THE GAP WITH A HEALTHCARE REIMBURSEMENT ARRANGMENTS

A Healthcare Reimbursement Arrangement (HRA) is an employer-funded consumer driven reimbursement plan designed to help employees meet higher deductibles. The concept is simple: you define the rules of your HRA, elect an amount to make available to each employee, and participants are reimbursed within the rules of the plan. The bottom line: your HRA can be customized to meet your companies’ needs.

And with an HRA, your employees can enjoy the benefits of consumer-driven control in their HRA funds, and have incentive to find the best price for the best services.

The cost-savings applies to your company as well: all contributions are tax-deductible to the employer.

H&G BENEFITS HRA ADMINISTRATION INCLUDES:

• H&G Benefits Visa Card
• Complete claims adjudication
• Online Account Monitoring
• Unparalleled Customer Service
• Simple Pricing structure – no setup fees.

CREATING BETTER HEALTHCARE

H&G Benefits HRA services can be customized to meet most any companies’ needs. Our experienced and knowledgeable staff will assist you in designing the right plan for your employees.