• See a doctor on a regular basis?
• Take any Prescription or over the counter medications regularly?
• Wear eyeglasses or contacts?
• Have dental needs?
• Plan on having any major medical procedures preformed in the next year?

If the answer to even one of the above questions is yes, then you need a Medical Flexible Spending Account (MedFSA).

What is a MedFSA?

A MedFSA is a pre-tax benefit for your Medical Expenses. Every dollar contributed to an FSA is never taxed, which means you can save 25-40% that is usually withheld on that money. You can then use your MedFSA to pay for healthcare expenses and over-the- counter medical needs as defined by the IRS.

Participating is simple: you make contributions through regular pre-tax payroll deductions, then use your FSA money for expenses not covered by your insurance.

You can use your FSA money the easy way with your H&G Benefits Visa Card. The H&G Benefits Visa Card works just like a typical bankcard – just present the card anywhere that Visa is accepted and the amount is automatically deducted from your FSA. You get instant access to your MedFSA money, with no waiting for reimbursement checks!

What are the benefits of the H&G Benefits Visa Card? The H&G Benefits Visa Card offers you immediate access to your account, simplifies the claims process and reduces reimbursement wait time. However, you should still retain your receipts for any questions regarding purchases as well as for tax purposes.

Reimbursable Expenses May Include:

Co-pays
Deductibles
Prescription Drugs
Doctor’s Visits
Specialist Visits
Dental
Orthodontics’
Vision Care
Eyeglasses
Contacts
Contact Solution
Over-the-counter-drugs and….
Much more!